Privacy Policy

PRIVACY STATEMENT

This Website Privacy Statement is limited to information and data collected on this Website during your access of Banque de Credit National SAL’s (“BCN”) website (“Your Information”) and to our online advertisements and electronic communications. Our Website Privacy Statement shall cease to apply when you leave our Website.

By using this Website, responding to our online advertisements and/or providing Your Information, you consent to our use of Cookies and our use of Your Information as described in this Website Privacy Statement; and to the terms and conditions of this Website Privacy Statement as stated herein.

The Website is designed to use Cookies to collect information about how people use the Website (see Use of Cookies). Otherwise, you can use the Website without providing Your Information.

Use of Cookies

Cookies are small data files which are placed on your Device when you visit certain parts of our Website or when you click on our online advertisements. Cookies are used to identify your Device for the following purposes:

To determine whether the cookies setting on your web browser has been enabled or disabled so that we will know whether data can be collected from your web browser;

To remember the choices you make so you do not have to re-enter that information when you return to the Website;

To temporarily allow you to carry information between pages of our Website to avoid having to re-enter that information;

To track your visits to our Website and recognize your web browser when you are a repeat visitor so that we can gather statistics on the number of new and repeat visitors and evaluate website effectiveness;

To temporarily store information on your link preferences and your movement between web pages to help us to improve the Website and provide a more useful experience

The above cookies may be placed on your Device by us or by third parties on our behalf

Most web browsers are initially set up to accept cookies. You can choose to 'not accept' cookies by changing the settings on your web browser but if you block all cookies, including strictly necessary cookies, you may find that certain features on our Website will not work properly.

Electronic Communications

If you contact us via email, we may keep a record of that correspondence.

We will always treat Your Information as confidential. We will use sound practices to keep it secure and will otherwise abide by all applicable data protection and privacy laws. If you send us an electronic communication, we will use Your Information for the purposes of responding to your electronic communication and for other related purposes (the "Purposes") that may include:

Following up on any product or service application which you have shown interest in;

Updating our records about you;

Conducting credit checks and assisting other financial institutions to conduct credit checks;

Crime or fraud detection, prevention and prosecution;

Debt collection;

Complying with laws or regulations;

Research and statistical analysis, with the aim of improving our products and services;

Handling queries and complaints

When using Your Information for the Purposes we may need to disclose it to our agents, advisors and third party service providers ("Other Parties"). When this happens we will require the Other Parties to handle Your Information using the same level of care that we apply. We will also require them to only use Your Information according to our instructions and directions.

We will retain Your Information for as long as the Purpose for which we have collected it continues to apply. Your Information is then destroyed unless further retention is required to satisfy a legal, regulatory or accounting requirement or to protect our interests.

Information passing over the Internet may be transmitted internationally (even when sender and recipient are located in the same country) via countries with privacy and data protection laws that are different than the laws that are applicable in your country of residence. As a result, we do not accept responsibility or liability for the confidentiality, security or integrity of Your Information as a result of its transmission over the Internet.

 In order to maintain the security of our systems, protect our staff, record transactions, and, in certain circumstances, to prevent and detect crime or any other unlawful or unauthorized activities, we reserve the right to monitor all Internet communications including web and email traffic into and out of our domains.