Car Loan


Our personalized car loan will put you on the fast track towards owning your car of choice. We work hand-in-hand with you to offer you the best terms possible and a plan designed just for you.


  • Amount: USD 50,000 or C/V in LBP for new car loans, USD 25,000 for used car loans or C/V in LBP
  • Down payment: 25% for new cars, 30% for used cars
  • Monthly payments: Up to one-third of monthly salary/income
  • Repayment period: 6 years for new car loans, 4 years for used car loans
  • Interest: Competitive rates
  • File fees: USD 100 or equivalent
  • Grace period: N/A


  • Lebanese citizen for at least 10 years residing in Lebanon
  • NSSF registered
  • Minimum income requirement: USD 700 or C/V in LBP for single applicants, USD 900 or C/V in LBP for married applicants
  • Minimum of two years of employment in same company
  • Age between 21 and 64 years old (last settlement of loan)
  • Loan does not cover cars that are 8 years old and above
  • Debt to income ratio ensuring that all monthly bills, including BCN’s, do not exceed 1/3 of client’s monthly income (including transportation and family allowance).
  • Client and spouse are considered one entity.
  • Client should reside in the same geographical area of the bank and its branches. All exceptions are subject to the retail credit committee discretion.
  • Retirement salaries are not accepted as income to clients or guarantors.
  • Clean judicial record

Collaterals/Support Accepted to BCN

  • Car mortgage
  • Red plate mortgage (whenever applicable)
  • All-risk motor insurance endorsed to the bank for the entire loan period
  • The Retail Committee has the right to ask for any other collateral as per the credit profile of client