BDL Educational Loan


To make university studies accessible for everyone, BCN partnered with Banque du Liban to offer school graduates the opportunity to fulfill their educational ambitions through a flexible loan tailored to their needs.


  • Amount : Between LBP 5,000,000 and LBP 75,000,000
  • Repayment period: Up to 10 years starting one year from the student’s graduation date
  • Interest: Currently 3.00%
  • Currency: LBP
  • No File Fees
  • Grace period: All university years + 1 year after graduation


  • University acceptance whether undergraduate or graduate studies in Lebanon or abroad
  • Lebanese citizen for at least 10 years
  • Age between 18 and 64 years old (last settlement of loan)
  • Requires the approval of the Central Bank
  • Clean judicial record of borrower and guarantor

Collaterals/Support Accepted to BCN

  • Personal guarantee wherever needed
  • Real estate mortgage on a case by case basis
  • Life and PTD insurance assigned to BCN during the lifetime of the loan from borrower and guarantor
  • The Retail Committee has the right to ask for any other collateral as per the credit profile of client